Bonuses in the structure of the salary of an insurance agent

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In order to protect themselves, the client needs to contact the insurance company, pay the required fee and sign the insurance contract. Insurance can be mandatory or voluntary. For example, in Russia, compulsory medical insurance provides free medical care, and compulsory motor third-party liability insurance covers the risks of car owners.

In both cases, the interested party is required by law student data to take out insurance. In addition to compulsory medical insurance and compulsory motor third-party liability insurance, a citizen is free to purchase voluntary medical insurance and comprehensive motor insurance – with them, he is better protected from risks. An insurance sales agent acts as an intermediary between the insurer and the policyholder.


Thanks to his assistance, the consumer can choose a profitable insurance, and the insurance company can get a new client. Agents can work with retail or corporate clients, offering services to individuals or legal entities. For each attracted policyholder, the intermediary receives a percentage of the cost of the policy or a fixed amount of payments. There are two possible options for employment - as an employee of the company issuing policies or as a freelance representative.