The IC must remain stable. Therefore, the rating reflects how strong the company is in the face of negative external factors. If the insurance company has a strong position, then you can do business with it. Trust it, cooperate with it. In the short and medium term, nothing threatens it.
After all, when we bring money to a bank, wanting engineer data to open a deposit, we make inquiries about the financial institution, read reviews. Insurance companies are no different in this regard. The rating of the insurance company shows the financial problems of the insurance company - is the volume of reserves sufficient to not refuse to pay clients? But you should not rely only on ratings.
Even if the insurance company has record positions, this does not mean that it will suit you. Insurers in second, fifth, fifteenth places are able to offer more favorable conditions for a specific case. Therefore, you need to look at the whole. First, find a number of insurance companies with suitable indicators, a sufficient level of reliability. And then choose. Become an MTPL insurance agent and receive up to 35% commission! Hyde Price 11 307 ₽ Reward 2 826 ₽ Apply for a policy Agreement Price 11 602 ₽ Reward 1 160 ₽ Apply for a policy MAX Price 11 089 ₽ Reward 1 219 ₽ Apply for a policy SOGAZ Price 7 050 ₽ Reward 1 410 ₽ Apply for a policy Renaissance Price 19 856 ₽ Reward 1 787 ₽ Apply for a policy And 7 more suggestions Basic criteria for ratings In Russia, ratings are assigned by independent rating agencies and other private companies.
How to Use Ratings When Choosing an Insurer
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