Online shopping has made our lives easier – today you can order almost everything you need with home delivery, from groceries to cars. However, the development of technology has exposed users to additional risks. Bank cards are at risk – fraudsters are hunting for them to gain access to your money. Therefore, it is worth talking about how to buy online safely – we will give several important recommendations that will help minimize risks.
What to be wary of when shopping online
The main risks are related to phishing – a technique by which fraudsters gain access to your data. Including information about the payment instrument. For this, they use “fake” sites, viruses and social engineering methods. The latter are becoming more common as antivirus programs and built-in protection mechanisms in browsers develop.
Unfortunately, users often provide fraudsters with information jordan mobile database about themselves and their cards. Here's how it can happen:
You try to buy something on a site with unreasonably low prices, enter your personal data. The payment does not go through, you close the tab and happily forget about this situation. Fraudsters, however, receive information about you.
After some time, you receive a call from an employee of the “prosecutor’s office”, “Bank of Russia”, “Gosuslugi”, “your bank”, and so on.
To gain your trust, scammers provide your personal information – the same ones you provided when making an unsuccessful payment on a “fake” website, as well as those that they managed to get from social networks.
You are informed about the need to block the card, as fraudsters have gained access to it. To do this, you allegedly need to provide all the information about it.
If you fall for this bait, you will be very lucky if the damage is limited to the loss of a bank card and its reissue. Much more often, victims of fraudsters lose huge amounts of money.
Another danger is in copies of the site - accurate and not so. If the fraudsters do a good job, the fake may be practically no different from the original. Except perhaps in prices - the cost of goods on copy sites is usually lower. And so, as usual, you make an order on a seemingly familiar site. The fraudsters imitate the process of its processing and delivery, and in the meantime hide the money received from you and try to write off the entire amount available on the card.