At the same time, he noted that the Central Bank

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SWIFT Will Fall If Politicians Agree

Leading analyst at Mobile Research Group Eldar Murtazin believes that the idea of ​​CBDC is to find a technology that will replace SWIFT.

"Banking products and the way banks communicate with each other - the same SWIFT - are very outdated, they do not correspond to the current moment, but historically cameroon whatsapp resource it so happened that everyone uses them. Many banks, exchanges, stock institutes are trying to create new technologies, test them, tell what they have done, there are no problems with this. The technologies will work. The problem is different: their applicability depends entirely on the regulator and on the agreements of different countries. Testing of such things is underway, but it is not a fact that they will be implemented in practice," says Eldar Murtazin.

of the Russian Federation is unlikely to use the results of the experiment of foreign colleagues, since digital currency technologies in Russia are more developed than in the West. "We have our own path, and we have already gone further," Eldar Murtazin emphasized.

Cryptocurrency market expert Mikhail Khmelev noted that the BIS experiment proved that national cryptocurrencies, like any other, can be traded in DEX mode (directly between the participants of the transaction, peer-to-peer, without any intermediaries). However, it is not yet possible to apply the results of this experiment to the digital ruble.

"The digital ruble must first be launched before we can look at how to use it to make cross-border payments. But in the future, we will be able to refer to this work and not conduct our own research to confirm the obvious," Mikhail Khmelev noted.

According to him, the value of the Mariana project is that during the study, the central banks of the three countries organized bridges for settlements with cryptocurrency. "At the same time, everyone stipulates that no one has plans to launch a national cryptocurrency. It turns out that this work has been done for a very long term," the expert noted.

According to Mikhail Khmelev, BIS is thus studying how to organize interaction between central banks of different countries for trading national cryptocurrency, how to organize and automate the work of a market maker, how to saturate the market with liquidity. At the same time, they are considering this trading in a decentralized mode, which in itself is quite progressive. "Obviously, our Central Bank will have to conduct similar studies when launching a digital ruble with the prospect of using it for international settlements. Perhaps, the developments of colleagues will be useful to it," added Mikhail Khmelev.