Topping up your card via an ATM is not the only way to deposit money into your account for free. You can transfer funds online, deposit them via terminals in the office lobby or via the cash desk. It is important to consider the standard rules, rates and limits that will help you save on fees. We will tell you about all the current ways to top up your card accounts.
How to deposit money to a card
A plastic card is a physical payment instrument. A bank account is linked to it, and the details are used to top up the account. When you insert the card into an ATM, they are read automatically. When you make a transfer, you must specify one of the account identifiers. It is not necessary to enter the full details – sometimes the number of the linked mobile phone may be enough.
It is worth considering the additional options that ukraine mobile database banks provide: money can be deposited onto the card by either its owner or anyone who has the details. The list of methods is the same, but remote transfers are used most often. They have become especially relevant with the introduction of the Fast Payment System (FPS), which allows large sums to be transferred free of charge using a mobile phone number.
In most cases, replenishment of a bank card is carried out by:
cash deposits through ATMs;
appeals to the bank cash desk;
online translation.
Money is also transferred through mobile banking applications. This method is especially relevant for owners of several different cards.
Example:
Konstantin receives his salary on a bank X card. But it is inconvenient and unprofitable to use it - there is no cashback, it is difficult to withdraw cash. Therefore, on salary day, Konstantin tops up the bank Y card - transfers money via the SBP through a mobile application. As a result, the man receives cashback in rubles and interest on the balance, and withdraws cash without problems. Card Y gives Konstantin more benefits, so he knows about all the ways to deposit funds for free.