Housing lending stands apart. Mortgage benefits were introduced in 2019 and are regulated by Federal Law No. 353-FZ "On Consumer Loans".
Currently, you can take a pause on a mortgage of up to 15 million rubles, and you are only allowed to do this once per contract. The grounds for suspending payments are a decrease in income, loss of a job, including for pensioners, and an increase in the number of dependents. For example, benefits apply to borrowers on maternity leave or childcare leave, for whom the family income has decreased simultaneously with the birth of the child.
Rules for mobilized personnel
According to the law, a grace period is provided to all participants of the SVO, regardless of their income. The decision on the need to take a pause in payments is made by the borrower himself. It is important qatar mobile database to evaluate the feasibility of such a decision, because a deferment provides a temporary respite, but increases the overall overpayment of interest. Therefore, it is worth using benefits only if your income decreases and you are unable to pay off debts.
If a serviceman was employed before mobilization, then during the special operation he is not paid a salary. But all participants of the special military operation receive monetary allowance from the state. The amount depends on the military position, rank and incentive allowances. According to the official portal "Obyasyanem.rf", the minimum amount of payments is 195,000 rubles per month.
The money is transferred to the serviceman's card, but it is possible to set up a partial or full transfer to the account of the wife, parents and other family members. It is also possible to draw up a notarized power of attorney for a relative, according to which he will be able to manage the money in the serviceman's account and make payment transactions.
The allowance can be used to pay off mortgages and consumer loans. The problem is that you won't be able to pay remotely from the SVO zone: servicemen are prohibited from using smartphones, and there may be no access to a computer or the Internet in the military unit. Therefore, you need to connect autopayment in advance or ask someone close to you to pay.