Revolutionizing Agriculture with Big and Special Data

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What is investment-linked insurance?
Investment-linked insurance generally refers to investment-related life insurance plans, generally also known as Investment-linked Assurance Scheme (ILAS) or simply investment-linked life insurance, which provides both life protection and long-term investment options. Life insurance policy. Investment-linked life insurance is targeted at investors who are prepared to hold investments for a long time and are willing to pay surrender charges.

For this type of policy, when the insured dies, the gambling data korea underwriting insurance company will pay a lump-sum death benefit; the policyholder can also withdraw the policy, which changes with investment performance, when the policy is surrendered or expires. Account value.

The policy value of unit-linked life insurance is determined by the performance of the "underlying or reference fund" corresponding to the investment option (generally a fund authorized by the Securities and Futures Commission of Hong Kong). Policy returns will be affected by market conditions and involve risks. However, it should be noted that the policyholder's ownership only lies in the investment-linked life insurance policy, not the "underlying or reference fund" assets, which are owned by the underwriting insurance company.